$1,400 Stimulus Checks Arriving in June 2025: The clock is ticking for anyone who may still be owed a $1,400 stimulus check from 2021. While the third-round stimulus payments were sent out years ago, there’s still a chance for eligible individuals to claim the money they never received—but only if they act now. With inflation continuing to put a strain on budgets, this payment could be a much-needed financial relief.
Just to be clear, this isn’t a new stimulus. It’s actually part of the Recovery Rebate Credit from the American Rescue Plan Act, passed in 2021. The IRS is offering a final chance for people to claim any missed or partial payments, but to get that money, you must file your 2021 tax return by April 15, 2025. Here’s what you need to know to make sure you don’t miss out.
$1,400 Stimulus Checks 2025: Last Chance to Claim
These $1,400 stimulus checks are essentially unclaimed funds from the third round of federal pandemic relief. Although these payments were originally sent out in 2021, nearly a million people didn’t get the full amount they were owed. This is your last opportunity to file your 2021 tax return and request the payment through the Recovery Rebate Credit.
If you didn’t file a return for 2021, or if your financial situation changed after the original checks were issued, you may still be eligible for this payment. Even if you received a partial payment back in 2021, you can still claim the difference. This credit can be especially helpful for low-income earners or those with dependents.
Quick Overview of the $1,400 Stimulus
| Feature | Details |
|---|---|
| Payment Amount | Up to $1,400 per eligible person |
| Deadline to Claim | April 15, 2025 |
| Who Qualifies | Based on 2021 income and filing status |
| Payment Method | Direct deposit or paper check |
| How to Claim | File 2021 tax return with the IRS |
Who is Eligible for the $1,400 Payment?
To qualify for the $1,400 stimulus check, you need to meet certain income guidelines based on your 2021 tax year:
- Single filers: AGI (Adjusted Gross Income) up to $75,000
- Heads of household: AGI up to $112,500
- Married couples filing jointly: AGI up to $150,000
The payments begin to phase out above these limits and are completely phased out at:
- $80,000 for single filers
- $120,000 for heads of household
- $160,000 for joint filers
In addition to the income limits, to be eligible you must:
- Be a U.S. citizen or legal resident
- Have a valid Social Security number
- Not be claimed as a dependent on someone else’s tax return
Even if you only received part of the stimulus in 2021, you could still claim the remaining amount.
How to Claim the Recovery Rebate Credit
Claiming your $1,400 stimulus check isn’t as difficult as it sounds. Follow these steps:
Step 1: File Your 2021 Tax Return
The IRS needs a 2021 tax return to process the Recovery Rebate Credit. Even if you didn’t earn any income that year, you still need to file. You can file your return using:
- IRS Free File
- Tax preparation software like TurboTax or H&R Block
- A trusted tax preparer or a local tax assistance center
Step 2: Fill Out Form 1040
When filling out your tax return, be sure to complete the Recovery Rebate Credit section on Form 1040. This is where you’ll provide information about your eligibility and any previous payments you received. The IRS will then calculate the remaining amount you’re owed and issue your payment.
Step 3: Submit Before the Deadline
It’s crucial to file before the June 15, 2025 deadline. If you miss it, you won’t be able to claim the payment.
How and When Will You Get Paid?
Once your tax return is processed and approved, you’ll typically receive your payment within 4 to 6 weeks. Here’s how it will be sent:
- Direct deposit: If you include your bank account details on your tax return
- Paper check: If you don’t provide bank information
If you file early, you may receive your payment as soon as the spring of 2025.
Common Mistakes to Avoid
Many people miss out on their stimulus payments simply because of small errors. Don’t let these mistakes prevent you from getting your $1,400:
- Filing the wrong year: Only your 2021 tax return qualifies
- Skipping the Recovery Rebate Credit section: Be sure to fill it out on Form 1040
- Missing the deadline: June 15, 2025, is your final chance
- Providing outdated information: Make sure your mailing address and bank details are up-to-date
Protect Yourself from Scams
It’s unfortunate, but scams tend to pop up around IRS payment times. Protect yourself by keeping these tips in mind:
- The IRS will never call, text, or email you about the payment.
- Always use the official IRS website to check your payment status.
- Never respond to messages offering to “speed up” your stimulus check.
- If you get a suspicious message, report it to the IRS at phishing@irs.gov.
What If You Had No Income in 2021?
Even if you earned little or no income in 2021, you can still file a tax return and claim the $1,400 credit. Many retirees, students, or individuals receiving Social Security fall into this category. Not having income doesn’t mean you’re ineligible for this payment.
Don’t Miss This Final Chance
The $1,400 Stimulus Checks 2025 aren’t just for those who forgot—they’re for anyone who slipped through the cracks in 2021. Whether you moved, didn’t file taxes, or didn’t realize you qualified, this is your last shot to get your money.
So, take just 30 minutes today to check your eligibility and file your 2021 tax return. With inflation and everyday expenses continuing to rise, this one-time payment could help you stay afloat.
FAQs
Is this a new stimulus check in 2025?
No, this is the final chance to claim the third-round stimulus from 2021.
How much can I get?
You could receive up to $1,400 per person, depending on your income and household size.
Do I need to file taxes to receive it?
Yes, you must file a 2021 federal tax return by April 15, 2025.
Can I qualify if I didn’t work in 2021?
Yes, you can still file and claim the payment, even with zero income.
When will I get my payment?
Most payments arrive 4 to 6 weeks after filing your 2021 return.
